At The Cross

Next week is going to be a "holy week". I'm sure a lot of people are now busy planning about having their vacation and trips. It would also be nice to include God in our "to do" list for the next week. Thank God for what He has done on the cross. For without the shedding of blood there will be no forgiveness of sins. It also a wonderful time to celebrate God's victory in our lives... He said, It is finished!"

Below is a video from Passion of Christ and I also would like to share this wonderful song from Hillsong. It's fitting for the Holy Week and may you be blessed as you by listen to the song. It is my prayer that the Lord will touch your hearts through this song. God Bless!

Here is the lyrics of the song, you might want to sing along as well.

Oh Lord You've searched me
You know my way
Even when I fail You
I know You love me

Your holy presence
Surrounding me
In every season
I know You love me
I know You love me

At the cross I bow my knee
Where Your blood was shed for me
There's no greater love than this
You have overcome the grave
Your glory fills the highest place
What can separate me now

You go before me
You shield my way
Your hand upholds me
I know You love me

You tore the veil
You made a way
When You said that it is done

And when the earth fades
Falls from my eyes
And You stand before me
I know You love me
Oh.. I know You love me

Read More

Graduation Day

It’s going to be our school’s Graduation Day tomorrow. I’m sure all of our students are so excited about it. I had a long day today because of so much preparation for this activity. That makes the reason why I didn’t have time to visit all my blogger friends’ blog. Hope to visit you soon after the activity.

We wanted to make the Graduation day a memorable one because it only happens once. The preparation is a bit tiring but we are making all these things for the Glory of God. I’m excited about the kid’s presentation tomorrow. I’m excited about seeing proud parents walking up the stage. I’m excited about the kids facial expressions...I’m excited to see all of them tomorrow.

Read More

Screen Scraper

Have you heard about screen scraping? I haven’t heard of it until now and I was curious about it. It is a technique in which a computer program extracts data from the display output of another program. It sometimes called as Data Extraction, Web Harvesting, or Web Crawling. To understand more about this subject I watched an online demo of Mozenda, a Data Scraping Software. As shown in the demo, a person can easily gather data as simple as 1-2-3. The demo showed a very simple step in extracting data from a website. A person can easily do it in just 5 minutes, very fast isn’t it? Though the software requires familiarity but I’m sure you can easily appreciate it because it doesn’t take a lot of time learning about it. Maybe in a couple of hours, you can directly get its full features at your own advantage. It’s very useful especially if you want to gather data and organize them in one single location. I think most businessmen might be interested about this, because you can use this in making price comparison script as shown in the demo. They can also use this in conducting market research, creating custom catalogs, lists and databases. If I will have my own business, I will consider using this kind of software. Interested? You can try a free 14 day trial of Mozenda’s service today.

Read More

Thankful Thursday 12

Give thanks in all circumstances,

for this is God's will for you in Christ Jesus

1Thessalonians 5:18

I just want to thank God for all the things that He has done in my life this week.

• I'm thankful for the STRENGTH that he has given. Becuase of HIM I have accomplished so many things this week. 
• Thank you Lord for our 2nd year Wedding Anniversary. God has been faithful in our marriage and he will always be faithful for the coming years to come.
• I'm thankful for HEALING my neice. She's still in the hospital right now, but praise the Lord her platelets are doing okay now.
• I'm thankful for all the all the people that God used to bless us. Bless them bountifully Lord.

Thank you Lord for everything!!!

* Join us in thanking God this week. Please visit http://unequalmarriage.typepad.com.
Join us and be bless!

Read More

Easy Money Answers for Graduation Fees

Graduation time is here once again. It's a wonderful feeling to be graduating. It will also give fulfillment to parents who have worked so hard to provide their children the best education as possible. Once the final exam is over, school fees doesn't end there yet. Students will still have to pay for Graduation fees. This fee is often forgotten and most of the time parents doesn't have anymore money to pay off this additional school fee. Some of the parents borrow money from their friends or relatives to make their children graduate and be free of any school obligations.

To some who don't have a relative or a friend they opt for Payday Loan and decided to pay for it on the next payday. It's good to have opportunities like this to provide for our emergencies. This is also very easy to apply because you only have to meet some simple requirement. Whatever our way of producing money, what is important is that we can pay the graduation fee so that our child can graduate. If we borrow money, it is very important that we should pay for it at the exact due date.

Oh, I have to go now, I will still have to collect Graduation Fees from Parents. Our Graduation day will be this coming Saturday and I hope all of them can pay now. Bye!

Read More

Word-Filled Wednesday 2: "Do Not Worry"

The purpose of Word filled Wednesday is to share God’s word (no famous quotes or other literature — only the beautiful word of our Father) through photo’s & a Bible verse!

If you want to join this meme, you can visit the Home of Word-filled Wednesday at this link: http://the160acrewoods.com

Join us and be bless!

Read More

It's Our 2nd Year Wedding Anniversary!

Time flies so fast and now we are celebrating our 2nd year Wedding Anniversary. I thank God for anniversaries because it's a wonderful opportunity to thank Him for all the things he has done in our lives.

I thank God for giving me a wonderful marriage. Indeed, it's good to be married. I thank Him for giving me the right partner in life and my heart will always be grateful for my husband's life. His life is truly a blessing.

I thank the Lord for He has been faithful to make this marriage grow stronger. It is my prayer that the Lord will continue to bless our marriage and that He will use us (me & my husband) to bless other marriages too.

Thank you Lord for giving us another year to experience your love, your grace, your faithfulness in our marriage.

To God be the Glory!

~ Below is the slideshow of our wedding pics. Enjoy Watching!

Read More

Bogie Meets PinayMommy!

I have been blogging for a year now and I could say that I'm happy to have gained friends from the blogosphere. When I started blogging, I always visit PinayMommyOnline.com. It was my cousin Lalaine who introduced me to this site and got interested about Mommy Ruby, the owner of the blog. Until then I became an online friend of Mommy Ruby. It was good knowing her becuase she has a lot of experience to tell, from blogging stuff to domain hosting and she don't hesitate to share it to you when ask of it. But we only communicate through online and I only knew her life, her face, her kids through her blog.

Last Sunday, she came to our church and the moment I saw her, I knew it was her. I approached her and asked her if she's Mommy Ruby. She replied, Oh, you're Bogie's Wonderland.com. That was my first time to meet her in person.

After the church service, we had picture taking... and we introduced her to our church friends who are also into blogging.

I'm so sorry... I'm sleeping here.. (LOL!)

I'm excited to meet other blogger friends too. I hope I will be given the opportunity to also meet them in person.

Read More

I Will Not Be Moved...

I’m not feeling good these days… there are a lot of things that troubles me. Some of these things are beyond my ability to control and all I could do is to cry out to the One who is the source of everything. It pains me to think of those things and I end up pouring my heart out to God. 

Despite of all these things that bothered me, I’m still thankful because God has been the source of my strength. I thank Him also for providing people to lift me up, especially my husband. 

There can be difficult times in life, but I will not be moved by all of these problems and trials… God is my shield, my strength, my portion and my deliverer. He has been my shelter, strong tower, and my very present help in times of trouble.

1 God is our refuge and strength, 

an ever-present help in trouble.

2 Therefore we will not fear, though the earth give way 

and the mountains fall into the heart of the sea,

3 though its waters roar and foam 

and the mountains quake with their surging. 

4 There is a river whose streams make glad the city of God, 

the holy place where the Most High dwells.

5 God is within her, she will not fall; 

God will help her at break of day.

Psalm 46:1-5

Read More

Summer Job

It's almost vacation time for the students here in the Philippines. Most of them are now planning where to spend their vacation but to some it's a time to look for a job. They wanted to earn during the class break so that they can help their parents in the coming enrolment by June. Good thing, the government is opening summer jobs for them, just that you must meet the following qualifications. 

If you're interested to apply for a summer job, you must be at least 15-25 years old with an average passing grade. You can visit your nearest PESO office, municipality or you can also inquire at the Department of Education. The work will start probably by April so better apply now.

Read More

Thankful Thursday 11

"We give thanks to you, O God.

we give thanks, for your Name is near;

men tell of your wonderful deeds.

Psalm 75:1

The school year is about to end here in the Philippines and I thank God that indeed we have seen his mighty hands move upon our school. 

• I thank Him for the students he has entrusted in our care. Those students were a blessing to us and it is my prayer that these pre-school kids will continue to know the Lord when they grow up. 
  
• I thank God for the parents of these kids who blessed us (teachers) in so many ways. May God's bless them in many folds.
• I thank God for the trials and testings, for the persecution and difficulties we've faced in the entire school year. I believe that these experiences were designed by God to mold us into a better person.
• I thank God for His mighty intervention in all the activities that we had. Sometimes we just can think but be amazed how we come up with a beautiful idea becuase God is there giving us guidance and wisdom.

I still have a lot of thankful list in my heart but I guess this is all for now... Have Blessed Thankful Thursday everyone!

* Join us in thanking God today at Spiritually Unequal Marriage. 

Read More

Word-Filled Wednesday 1

It's my first time to join here in Word-Filled Wednesday and I'm blessed for this wonderful opportunity to join other Christian bloggers sharing about the word of God.

The purpose of Word filled Wednesday is to share God’s word (no famous quotes or other literature — only the beautiful word of our Father) through photo’s & a Bible verse!

So here is my bible verse for this week.

If you want to join this meme, you can visit the Home of Word-filled Wednesday at this link: http://the160acrewoods.com

Join us and be bless!

Read More

On Final Exams and Final Requirements

It’s the end of the term and I’m sure a lot of students are now taking their final exams and completing their final requirements. They are now getting too occupied with loads on project completion and submission. I believe that they are now are maximizing their time just to finish the needed requirements for the school year.

When I was in college, my teacher required us to submit a term paper as a final requirement for our English class. I have had a hard time completing it, because I am a working student and most of my time is spent working. Oftentimes, I end up worried but thank God I finished it on time, because God provided people to help me with my school requirement.

It’s good to have someone who can help you in your times of need, especially meeting deadlines for school projects. If you’re a busy student and frustrated because you feel you couldn’t finish your assignment on time, you can ask some assistance from Custom-papers.co.uk. They offer services on custom essays, free term papers, and other writing services. You will not be anymore worrying about meeting deadlines because they can finish your paper in just 3-12 hours. You can also be assured that you will have a quality paper to submit because their papers are written by professionals. You can visit their website for more information.

Read More

Google Chrome

I’ve been using Google Chrome as my new internet browser for two weeks now. Of course, I’m still using Explorer and Mozilla Firefox but since this is new I’m using it now. One thing I like about this browser is that it’s fast especially when you have to refresh the page to grab some writing opportunities. Added to that, I also like the new tab page which looks like the photo below. You can directly access your favorite page without typing the url and waiting for the page to load. It’s very easy. Check out Google chrome's features and try it for yourself.

Read More

Business Tips

I’m planning to venture in business in the future. I still don’t have a clear picture of what kind of business but I hope to consider something I’m interested about. While waiting for that time to come, I will just have to prepare myself by gathering information and tips on how to start one.

I’ve found this great article by Ben Behrouzi entitled,"Startups, Progressive Governance and How to Apply the Gas and Brakes During Growth". It contains a lot of helpful information about Startups and how to make sustained growth in the business. In the article, Ben shared his idea on how startups “must be accelerated in order to gain the critical mass and stability necessary for sustained growth”. He also mentioned about how startups "make the mistake of applying too much brakes and governance to alleviate the growing pains and challenges they face.” So, one must know when to apply the brakes or just simply let the business take off smoothly.

I thank Ben for sharing this helpful information. Some of the terms here are still new to me since I’m still learning about business. You can check out Ben Behrouzi’s blog and learn more about it. You can also read his other articles and learn more from him.

Read More

The Surprise...

I've mentioned in my Thankful Thursday post that I had a surprise from God. I was really laughing when my friends thought that the surprise was I’m pregnant, anyway I’m hoping for that surprise too. But this time, the surprise was the thing I wanted to have for a long time. It’s a new laptop. He.he.he. Because I wanted a laptop I saved money from my blog earnings to buy one. I’ve also mentioned this in my previous post “Two Months More”.

I can say that it’s indeed a surprise from the Lord, because I never thought I can have this item now because as far as my savings is concerned, I will still have to wait for another month. But thank God I have purchased this item just enough with the money I have. God is truly amazing!!!

Read More

Going Green

When I’m cleaning the toilet or the kitchen sink, I usually end up having itchy hands due to the detergent and cleansers I used. I guess I’m allergic to it. Also, the smell of the cleansers often triggers my asthma even though I’m already wearing a mask. Sometimes I just ignore the symptoms and just take anti-asthma because I need to clean the house. 

Thinking about my health, I’m considering about using natural cleaning products. It would be nice to clean the house using natural cleaning products so that I will not have allergic reactions anymore.  For moms out there whose concern is their family’s health, it’s time for us to go green and choose natural cleaning products. You might want to try out Rusterizer, a natural cleaning product that is used to remove rust from concrete. It's safe to use without killing plants as well as affecting the health of other family members.

  

Read More

It's Getting Hot in Here!

Its summer time here in the Philippines and the weather now is really getting hot. Just this afternoon when we had our afternoon nap, hubby and I are tempted to use the air conditioner because of the very warm temperature. But of course, we only used the electric fan to save energy and cut down the expenses on electricity bills. 

Many people are now planning to have a cool summer outdoor. Swimming on pools would be a great way to ease the warm climate. My cousins and I are now planning about it and we hope to do it by April. But before this outdoor happens, I will just have to bath more often so that I can have a good sleep, or might as well use the aircon tonight! :)

Read More

Thankful Thursday 10

Thank God it's Thursday and it's good to be back here in TT and share my list of thanks to the Lord. Indeed the Lord is worthy to be praised and He is worthy of our thanksgiving. So here's my thankful list for this week:

• I thank God for giving me a SURPRISE.. I'll post the details of this surprise soon. :)
• I thank God for good health and his protection in my life and my love ones.
• I thank God for I can always count on Him, no matter what problem may arise.
• I thank God for giving FAVOR to my brother as he faced this problem in his life and I thank God that He is in control of the problem.
• Lastly, I thank God for friends who are always there to be an encouragement.

To God be the Glory!!!

How about you? What are you thankful for this week? You can join us in thanking God, just visit Lynn of Spiritually Unequal Marriage as she hosts Thankful Thurday for this month. God Bless!

Read More

Who's Calling?

A representative from a credit card company usually makes a call for my husband because they have new credit card offers. Wow! These companies are making debts more accessible for us. But hubby isn’t always around when they called because he’s in the office.

Having a credit card is always a blessing if you know how to use it. It can also be the cause of future problems if we use it out of impulse. That is why, DealsForCreditCards.com helps consumers become aware of everything about credit cards. In this site, you will be informed about new low interest rate, balance transfer, instant approval, and credit card reward offers. This site can also help you if you are searching for the best credit card available. So, if you're new to the world of credit cards, learn from this site first before saying "yes" to the one calling on the phone.

Read More

It's Summer Time!

The grass on our yard is now starting to become brown. It’s now very hot outside and it’s very dusty because the soil is too dry. Teens are now wearing short pants and sleeveless as the weather is too hot. Wow! It’s summer time already!

Whenever summer time comes, I have to be extra careful about my health because this is the time where my asthma triggers occurs. So I have to be ready for my Vitamin C, anti-allergy and my anti-asthma medication. Why do I need to be ready? It’s because this is the time where a lot of outings and vacations usually happen and this is what I’m excited about.People would love to go to the beach and hang out on different adventure places. I hope our family will have the opportunity for a mini-vacation this summer. Despite the very hot weather I would still love to go out and enjoy the summer. Yeheeey!!!

Read More

Debt Help

Every Saturday we have Bible studies for mothers at Barangay Balulang. We taught them about the Bible and everything they need to know. One of the lessons we would like them to learn is in the aspect of their finances. As they were talking last Saturday, I heard them sharing about their debts and how to pay them off. That is why we decided to also have a session where they will learn to manage their finances and paying off whatever debts they have. We believe that this is important because oftentimes, debt reflects our emotional and spiritual condition. Some couples often argue because of debt. I guess it would be nice if they learn how to delay debts. Teaching them about debt management and the pros and cons of debt consolidation will surely help them manage their resources. It would also help them alleviate their lifestyle because oftentimes they are struggling under debt and most of their resources are spent paying off all of those. We would like the mothers to learn the concept of Christian debt management because the Bible contains wise advice on becoming financially prosperous. By teaching them about the principles of the Bible, I’m sure these mothers will surely become a blessing to their families.

Read More

Smiling Blogger Award

Thanks Amy for giving me this award. Indeed I'm a smiling blogger becuase of the joy of the Lord in my heart. I'm always smiling becuase God has been very faithful in all aspect of my life.

Now this award requires a lot of thinking and it can also make you smile while doing it. Hope you will have fun!

Award Rules :

Copy the questions below. Simply use the first letter of your name/nickname as your answer for each questions. You can’t use any answer twice and don’t use your own name for questions # 3 & 4. After you’re done, tag 10 people.

The Questions:

What is your name? Bogie
A four letter word: Best
A boy’s name : Brad
A girl’s name : Betty
An occupation : Businessman
A color : Blue
Something you wear : Bracelet
A type of food : Banana Cue
Something found in the bathroom : Bathsoap
A place : Bangkok
A reason for being late : Broke
Something you shout : Booooo!
A movie title : Beauty and the Beast
Something you drink : Buko Juice
A musical group : Beatles
A street name : Bulacan St.
A type of car : BMW
A song title: Becuase You Love Me
A verb : Beg

Now I'm passing this award to Ate Nenette, Aiza, Anna, Fe and to all my blogger friends out there.

Read More

My Uncle's House

My uncle plans to build his house this year. Since they are working abroad they wanted someone to help them with their plan. They asked my hubby to help them because he’s a Civil Engineer and he’s quiet knowledgeable about this stuff. So, last night he sent me his preferred house design and asked my hubby to make some revisions so that the house will not be too expensive. My uncle told me that they don’t have enough money but starting today they are now saving for it. Their other option would be is to apply for a home mortgage loan that is guaranteed by the government like Pag-ibig Home Mutual Fund. With these options, owning a house is not that hard to achieve.

Talking about loans, you can now apply for Home Mortgages Online. This is very convenient for most people nowadays because it’s easy for them to compare rates. Before applying, make sure that the financing agency is credible and has good reputation. For more crucial ideas on comparing home mortgages online, head over to Amerisave, a fast-rising online retail mortgage company offering the best deals in home mortgage loans. You can also find the profile of Amerisave here. Apply now and build your dream house!

Read More

Learning How to Arrange Flowers

Every Saturday, we usually have Bible studies for kids and teens. We taught them not just about the Bible but also character education. Since the mothers of these kids go with them during the activity, we decided to open a class for them. So, last February 21 was their first meeting and I find the mothers enjoying the activities.

Last Saturday, I was tasked to teach them the Topiary flower arrangement. I am so good about it, but I’m just sharing to them what I have learned from my culinary arts class. Since flowers are a bit expensive, I just told them not to buy but just pick some flowers on their garden or ask from their neighbors. The mothers did bring with them nice flowers and they were all excited for the lesson.

As I taught them the lesson, they easily got the idea on how to do it. I did not have a hard time teaching them as it was very easy for them. They were so happy with their work of art and I asked their kids to vote for the best flower arrangement. The kids happily voted for their parent’s work. They were really very eager to support their moms.

I hope these mothers will learn a lot as they continue to join in our gatherings.

Read More

Symptoms and Cures

Early this evening, I felt pain in my mouth. I can’t eat well because the pain is so disturbing and I can’t open my mouth wide. I tried to check it using the mirror and it looks like a mouth ulcer. So I took our medical book to find out the possible cause. I have learned that the most common cause for mouth ulcers is a superficial damage from biting the inside of the mouth, or a scald from hot food and drinks. After reading the book, I have learned that it’s good to learn about disease symptoms so that we can get the right treatment at the right time. I have also realized that there’s nothing to worry because my mouth ulcer can get better without any treatment and it will just disappear after a week. Mouthwashes and pastilles may help ease the pain and speed up healing. When ulcers persist longer than three weeks, I will then need to see a doctor.

Talking about doctors, you can find cures for symptoms through this world renowned expert, Dr. Daniel Amen. An authority in cures for ailments and neuroimaging, Dr Daniel Amen aims to help individuals live a healthy life. Find more information about this through Dr. Daniel Amen's profile. I'm sure he can help you live a healthy and happy life.

Read More

DCTECH: My New Internet Provider

Yesterday we have staff from DCTECH (an internet provider which is based in Davao City) for the activation of our internet and in just a few seconds it’s done. Hubby and I were then excited to use the computer to check the connection’s speed. Wow! I was impressed as the speed reached to 538 kbps. Compared to my previous internet provider where it only gave me a 30 kbps speed for a 512 kbps subscription. My connection is more stable now because it’s an ADSL connection and I can say that I’m happy about it. Added to that, I also like their customer service because they attend to my concerns immediately. They even informed me through text and call me on my landline just to inform me about my schedule for the activation. I also find them organized because whenever they come to your house for any concerns, they have this Service Report where customers rate their satisfaction for the service provided and you can also put comments on it.

I thank God for this and I hope I can have more writing task soon… Happy Blogging to me!!! He.he.he.

Read More

Making a Difference

People are now realizing how day-to-day choices impact the environment and threaten their families’ health and wellbeing. Most of us want to make a difference and we all know that a healthy environment starts with individuals making the right choices every day. Right choices would include simple activities like recycling and saving water and even little actions that will go a long way in creating a healthy environment.

You can also help create a healthy environment and at the same time earn through environment home based businesses. You can check out Go Green Home Business Opportunity and choose which home based business benefit you and your whole family. This is one good choice because you will not just be earning but at the same time helping create a clean and healthy environment. For a more detailed view on green home business opportunity, head over to the company profile of EcoQuest International, the country's leading provider of environment-friendly air and water purifiers. You can also find the Ecoquest profile here.

Read More

Labandera

“Labandera” is a Filipino word used to refer to a woman who offers laundry services as her source of income. The fee varies to the quantity of laundry you have but normally they will have to charge you around 200 pesos. They are mostly found in towns or just along the neighborhood but less in the city proper because most people are into laundry shops.

Today, I felt tired looking at my long pile of clothes to be washed. I am not anymore motivated to wash because I don’t know where to start. My hubby suggested that I should hire a “labandera” tomorrow to wash our clothes. I told him it would be so expensive because we have 3 baskets full of laundry and this includes blankets and bed sheets. Still staring at those clothes to be washed I decided then to start washing. I just decided to wash a little but I thank God for giving me so much energy and strength that I was able to finish two baskets of laundry. The remaining basket will carry on tommorrow.

Feeling very tired, I lay down to bed and whispered a prayer to God thanking Him for the strength. After the prayer, I realized that it wasn’t easy to be a “labandera”. It’s really very tiring. Good for me, I used the washing machine but for the “labanderas” they only use their hands. That is why I also include them in my prayer. I asked God to bless them in their hard works and that their strength will be renewed each day.

Read More

No Money?

When I was still a little girl, I could always hear my mom with this phrase “I have no money” especially when I ask her to buy me a toy. At the back of my mind, I was wondering why my mom always doesn’t have money. When I was a bit older and able to understand things, she later made me understand that we can’t just buy anything we want at any given moment because there are other important things that need to be prioritized.

I can hear this phrase from other parents too. I think they just want to teach their kids to be practical. But when emergencies in the family come, we couldn’t say we have no money because we always wanted to give the best for our family. It’s very hard to see a love one who is sick, it’s such a sad site to see our children hungry, and it’s very painful seeing our love ones suffer from a financial need. For times like these, we always find a way to help our family in every way we can. But what to do when we don’t have the resources to help them? How are we going to help them when our payday is still at the end of the month? Some would opt to borrow money from their closest friends and if they don’t have one, they can apply for a payday loan or it is also known as payday advance loan. This is a loan that is intended to bridge our cash flow gap while waiting for our pay days. By this we can now help our love ones and with this kind of services we can be assured that we will always have the money we need at any given time.

Read More

Work at Boracay Island!

Photo courtesy of cebuinvestment on flicker

Summer is now approaching and I'm pretty sure that a lot of people are going to visit this wonderful island - Boracay. Want to work at the same time see the beauty of the island? Here's the good news! Just recently, the President of the Phillippines has opened 3,000 work slots for Hotel and Resorts especially in the island of Boracay. The island has now this new hotel called Boracay Shangrila and this will definitely invite more people to come to this island. That is why, they are also in need of workers for the new improvements of the island.

Want to work and see the beauty of this island? You can visit Department of Labor and Employment office and look for available jobs that suits you. Apply now and enjoy your summer!

Read More

Filipinos Living Abroad

Do you believe that Filipinos are everywhere? Some would say that everywhere you go, you will always find a Filipino in every part of the world and I guess I would have to believe in this. These Filipinos are working abroad and are now living there. I have lots of friends who are now living in the United States, Canada, Australia, Germany and in the UK. What's good thing about them is that they have already bought some properties of their own. I saw my friend's photo where she already had her nice car and the other friend also has her beautiful newly built home. Wow! They were truly blessed.

Last week, I have watched the news on TV where it talks about Filipinos who were affected with recession. Some of them don't have work anymore and are still waiting for a slot to be given a job. The worst thing is that, some of them has just purchased a house and it would be difficult for them to pay for it since they don't have a job anymore. To solve this problem, they are considering of having a mortgage loan in order for them to pay off their properties in this time of crises.

I just hope they can still have their jobs back and that they can pay off their properties the soonest time. May God continue to bless them!

Read More

The Graduation Ball

I'm sure a lot of seniors are now busy preparing for this event, a night of dining, dancing and entertainment. This is also one big event of every students be it high school or college. Here in the Philippines, the graduation ball is not held in the campus but they chose special places like hotels and party venues. Dress code for this special event is usually formal and students are now into choosing dresses that would perfectly fits them.

When I was in high school, we never had a graduation ball because the school administration didn't allow it because it would be an added expense on the part of the parents. But when I was in college, we had a graduation ball but I did not join because the fee was so expensive. Aside from the fee, you will also be spending for your dress and make-up. I'm not saying I didn't like to join, but I just didn't have money at that time. I was being practical because I'm the one paying my tuition and joining the ball would be too much for me. Despite that, I believe that events like this are good because you will have the opportunity to meet friends and have fun.

Read More

Making Ends Meet

I was watching a noon time television show where I saw one of the contestants being interviewed by the TV host. The host asked her why she joined the contest and she answered, “because I want to have money so that I can provide the best for my children especially their basic needs.” She said that she only receives 5,000 pesos a month from her income and this isn't enough for her four children. His husband works as a construction worker and her husband's income helps a lot in their daily needs but still its not enough because their children are now in school.

With the crisis that we are facing now, I believe that a lot of people are now working very hard just to make ends meet. But there are times that the resources will not be enough because there are emergencies coming out. Because of this, some employees would go to their employers and apply for a cash advance or a payday loan. In the United States, there are instant payday loans available online and it's very easy to apply because in most cases there are no more documents required. Once you're approved for a payday loan the money will be sent directly to your bank account. I hope we have this kind of services in the Philippines so that it can help a lot of Filipinos who experience financial crisis.

Read More

Email Dos and Don’ts

Here’s what expert says about writing emails. Hope you learn from it.

• Don’t use CAPITAL LETTERS – it’s the equivalent of shouting.
• Don’t send emotionally charged messages. If you wouldn’t say it to the recipients’ face, don’t send it.
• Don’t e-mail confidential material. It could end up in the wrong hands. Send a letter instead.
• Do be specific in the subject line. Your message could get deleted if it looks like spam.
• Do answer at the top, not the bottom, of an e-mail. It’s annoying having to scroll down the bottom to read a response.
• Do stick with black font, no larger than 12 points in size. This is the easiest type to read.

Read More

Finding the Best Auto Insurance

Three months from now, our car registration will expire and we will have to renew it by then. One of the requirements for the registration is the car insurance. Today, my husband is now preparing for the possible expenses on this as it is quite expensive. Last year, we were able to have our car insured through our neighbor who works in a car company. She even helped us process our car registration and all we did was just to pay her for the insurance and registration fees. Of course there was a little fee given to the person she asked to work on our documents.

For this year, we wanted to look for an affordable car insurance that would truly fit our budget. I think starting this month would be the best time to look for lowest auto insurance rates. For people living in the United States, there are auto insurance rates available online. By this consumers are also given enough knowledge about insurance as well as valuable information on car policies and vehicle purchasing. I hope we can have this kind of service in the Philippines. It would be easy for me to find the best auto insurance for our car.

Read More

Juniors-Senior’s Prom in the Philippines

High school students are now talking about their school’s big event for this month the Promenade. For the 3rd year high school students they will have the Junior’s Prom and for the 4th year students they call it as Senior’s Prom. In most schools here in the Philippines, the event is combined so it’s now called “JUN-SEN” a short name for Juniors-Seniors Prom. It is held usually in the months of February and some schools do it on March.

Students are now busy renting and borrowing clothes to be worn on this special occasion. My cousin even told me that she wanted to borrow a dress from me because she’s going to wear it on her JS Prom. Today she informed me that she wants to borrow my sandals too. (ha.ha.ha.) It’s good that she will just have to borrow because a lot of parents are complaining about the big expense they are going to have for this event. I happened to talk to one of the parent in a beauty parlor who waited for 9 hours because her daughter had her hair rebond for about 2,500 pesos just for this occasion. Wow, these students are really getting serious about this event. Anyway, I can’t blame them because this is one of the most unforgettable events in a high school life.

Read More

I Like This Car

Everyday I always find this aqua blue Toyota Avanza car on the streets and it is sometimes parked near Xavier Univeristy. I like it because it looks so cute and cool. I told my husband that whenever we will consider buying a new car, a Toyota Avanza would be my choice. Why? It is because it’s affordable and I think that it’s the only car we can afford as of this time. If not we will then consider buying used or second hand car.

I guess it will take a long time for me to have this kind of car. My husband told me that there is nothing impossible if I will try to save money starting today. Yes, he is right but it’s not yet our priority. But if I will be given the chance to have this car, my first option is to save money within 5 years. If my savings wouldn’t reach my expectation I would ask my hubby to apply for a fast auto loan. I believe he will qualify for it and there are now affordable auto loan rates available. The options to have this car are just there but I will still have to wait for the proper time. For now, I will just have to be contented with what God has given me.

Read More

Kids Make Me Happy

Last Saturday we conducted a school reunion party for all our students. Our school is a pre-school and most of our students are now in grade school. When we I saw them last Saturday smiles were evident from their faces. I even can't stop being so happy that day because they were still as cute as before. Added to that, they are now more talkative and they have more stories to tell. They were sharing stories about their present school, their teachers, classmates and their crushes. One parent told me that his son asked him to buy a flower for Valentine's day because he want to give it to her crush. Wow... these kids are really growing up.

The kids enjoyed the games, the food and everything else at the reunion. They even asked me to have a talent showdown. So, I grouped them and asked them to give a presentation in front of their classmates. When I called each group, I was so amazed with their presentations and I couldn't stop laughing at them. The groups gave a drama presentation, there was a dance number and a rap performance. They totally gave all their best that day. I was so happy because they enjoyed dancing and singing together.

The reunion ended with a dance showdown of the students who volunteered to dance. I can say that they were all good dancers. I just hope that these kids will grow to become a blessing to their family as well as to their community.

Read More