Two years from now, my mom will be retiring from her work as a teacher. She’s a bit excited about her retirement because she wanted to rest and do whatever she wants to do. She plans to travel and enjoy her retirement in every way she can. When she retires, she plans to have an immediate annuity on her benefits from the government insurance system. In this way, she will immediately have an income even if she is already retired. Would this be a great idea? What do you think?
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